"Logic will get you from point A to point B. Imagination will take you everywhere!"Albert Einstein
"If you want to find the secrets of the universe, think in terms of energy, frequency and vibration."Nikola Tesla
"It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently."Warren Buffett
"To create a new standard, it takes something that's not just a little bit different; it takes something that's really new and really captures people's imagination."Bill Gates
"What you don’t know about Feng Shui can hurt you. What you do KNOW about Feng Shui, will bless your life and set you free."Suzee Miller
"Live as if you were to die tomorrow. Learn as if you were to live forever."Mahatma Gandhi
"Education is the most powerful weapon which you can use to change the world."Nelson Mandela
"Mathematics expresses values that reflect the cosmos, including orderliness, balance, harmony, logic, abstract beauty and energy."Deepak Chopra
"An investment in knowledge pays the best interest."Benjamin Franklin
"The goal of education is the advancement of knowledge and the dissemination of truth."John F. Kennedy
"The only person who is educated is the one who has learned how to learn and change."Carl Rogers
"You can retire from a job, but don't ever retire from making extremely meaningful contributions in life."Steven Covey
"We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty."Maya Angelou
"Not all of us can do great things. But we can do small things with great love."Mother Teresa
"He who learns but does not think, is lost! He who thinks but does not learn is in great danger."Confucius
"Your sacred space is where you find yourself again and again."Joseph Campbell
Feng Shui is "not" about superstition, religion or philosophy, nor is it an occult practice.
Feng Shui is the study of ENERGY and how energy impacts and shapes your home, health, wealth, family, communication, and reputation.
Everything in the Universe is ENERGY.
Feng Shui observes the energy and cycles of the solar system, and the energy inside and outside a house to determine the BEST homes for you to live in.
As a human being, you are one of EIGHT Chinese elements. You have four "power directions" and four SHA (bad) directions.
It’s VITAL to your life and livelihood that you know and honor these directions during work, rest, play and when buying property.
Is to unite TIME, SPACE, PEOPLE and the ENVIRONMENT as one integral entity, so that energy flows dynamically and effortlessly in, as, around and through you.
When this is accomplished, HAPPINESS and SUCCESS occur, naturally.
GOOD lots, locations, floor plans, architecture, design, décor and placement are based on East/West principles of energy and quantum physics.
We are the only Feng Shui school that teaches this to professionals and individuals, worldwide.
Based on your Feng Shui Element, a house will either EMPOWER you or deplete your life force energy.
Likewise, the LOCATION of a house on a lot, the LOCATION of a lot on a street and the FENG SHUI of a floor plan are "all" critical factors for you to consider "thoroughly" BEFORE buying a home.
What you don’t know about Feng Shui in real estate can hurt you and your BUYERS.
What you do know "correctly" about this art and science, will help you market and sell property in record time.
Learn what "screams" BUY ME, versus losing a buyer to bad Feng Shui.
As a Seller, it benefits you "immensely" to learn all that you can about Feng Shui principles and the law of attraction.
There is more to Feng Shui that meets the eye. What’s beautiful décor is not always supportive and life enriching ENERGY for your clients.
If you want to be of TRUE SERVICE, it’s imperative that you learn the core principles of Feng Shui, INSIDE/OUT.
You are the game changers for people seeking commercial buildings and houses that support and enrich lives and careers.
Feng Shui CERTIFICATION is not an option for you. It is a requirement for the people you serve.
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Opportunity knocks.
INTEGRATIVE Feng Shui allows you to learn what cannot be found in books, anywhere. If you so desire, you can become a professional Feng Shui consultant as well.
LEARN MORE. Get Feng Shui Certified
We have a PROVEN track record of SUCCESS in Feng Shui and real estate for 18 years. Our educational programs honor many masters and many teachers of Feng Shui and real estate.
Our SELF-STUDY programs integrate metaphysics, solar cycles, science, art and the spiritual laws of the universe.
All of our Feng Shui educational products are DIGITAL. Immediate downloads are available at check-out onto your smart device, tablet, iPod, MP3 player or computer.
This allows you to learn at your own pace, in your own space anytime, anywhere – 24/7.
We hold ourselves accountable to the highest standards and BEST EDUCATION available on the subject of Feng Shui principles and their applications in life, love, health, wealth, business and real estate.
The benefits of Feng Shui are timeless, infinite and limitless. Click on the links above and to the left and discover these UNIVERSAL TRUTHS for yourself.
Integrative Feng Shui will change your perspective on life and living, FOREVER.
One of the first questions, many homeowners who are contemplating filing bankruptcy ask is "Will I lose my home if I file for bankruptcy?"
The answer to this question depends upon a number of factors. The first of which is, what chapter bankruptcy is contemplated i.e., Chapter 7 or Chapter 13.
Under a Chapter 13, which is a court sanctioned repayment plan, a homeowner who is behind on his mortgage payment is given the opportunity to make monthly plan payments to save his home. Plan payments consist of the contractually agreed upon regular monthly installment payments, plus, if a homeowner is behind on his mortgage, an amount necessary to cure his arrears over the time frame established by the court approved Chapter 13 plan.
Chapter 13 plans can be as long as five years. Thus, a homeowner will be able stretch his arrearage payment out over this term, so long as he does not miss the monthly court approved upon plan payment. Assuming the homeowner can make the plan payments, over the life of the Chapter 13 plan, the secured lender will not be able to foreclose and the homeowner will be able to keep his home.
A Chapter 7 bankruptcy, unlike a Chapter 13, is known as liquidation. This type of bankruptcy has the effect of wiping out all dischargeable debt. Typically all unsecured debt is dischargeable. However, there are exceptions for taxes, domestic support obligations and other debts that the bankruptcy court deems are non - dischargeable. A determination that a debt is not dischargeable, requires a court hearing in what is known as an adversary proceeding. Certain intentional wrongs, like fraud and willful injury claims fall within this category and may be subject to an adversary proceeding.
In a Chapter 7, however, a secured creditor whose debt is dischargeable, in that the debtor will no longer have any personal liability for the debt, will continue to maintain any interest that the creditor had in the property that it holds as security for the debt. Therefore a creditor that has as security a car or home will be able to repo the car or foreclose on the home and recover its collateral, should the Chapter 7 debtor fall behind and not be able to catch up on the debtor's regular and contractually agreed upon monthly installment.
One further thing that should be mentioned, when the debtor has equity in an asset, over and above any exemption that might be applicable, the trustee in a Chapter 7 can force a sale of that asset to satisfy the demands of the unsecured creditors.
The extent of the exemption in real estate, which is known as the homestead exemption because it applies only to owner occupied residences, varies from state - to - state. Additionally, the homestead exemption varies depending upon the age and status of the person claiming the exemption.
In California, for example, the homestead exemption ranges from a low of $75,000.00 for a single person to $175,000.00 for persons over the age of 65 or those who are disabled or fall in other special categories. (California Code of Civil Procedure 704.730 )
This is an article by attorney Mitchell Reed Sussman. Mitchell is a California real estate attorney specializing in real estate, foreclosure and bankruptcy. His website is http://www.palmspringslitigationattorney.com.